VPO in Malaga
Process Official Protection Housing in Malaga
What is a VPO home?? An Official Protection Housing (POV) It is a property promoted by public or semi-public entities such as the Malaga City Council., the Junta de Andalucía or the Government of Spain. These homes are intended for people with low incomes and are sold at a maximum price regulated by the administration.. There are different types of VPO, each one with specific requirements for its purchase and sale.
In Malaga, The construction of new VPOs has decreased significantly in recent years, resulting in the majority of available VPOs being second-hand. Many of these homes have already met the minimum term that allows their sale., term that varies depending on the type of VPO.
How to Sell your VPO Home?
In Novatropolis Inmobiliaria, We are experts in the sale of VPOs in Malaga. If you want to sell your Officially Protected Housing and you don't know how to start, We offer exclusive services to facilitate the process without complications.
Our VPO department, with years of experience, will take care of all the necessary procedures for the sale of your home in Malaga, saving you time and effort. Our services include:
– Prior advice
– Compilation of necessary documentation
– Negotiations with the different administrations
– Maximum sales price request
– Disqualification of VPO housing
– Submission of applications to the Junta de Andalucía
– Accompaniment to the notary
– Change in property registration
We have an extensive portfolio of buyers who meet the requirements to acquire a VPO in Malaga, guaranteeing a fast and transparent sales process. Our advisors will guide you every step of the way and will take care of all the paperwork..
Specialized VPO Advisors in Malaga
With our real estate services specialized in the sale of VPOs, We offer you comprehensive management so that you can sell your home in the best conditions and without worries.. We carry out all the procedures and find the right buyer for your home, ensuring efficient sales and continuous advice.
If you want to sell your VPO apartment in Malaga and leave the entire process in the hands of experts, contact us.
Steps to Sell a Protected Home in Malaga
Before selling a Social Protection Housing, You must consider three key factors to make the best decision:
1. Minimum time to sell: According to the VPO regime, A minimum period must pass before you can sell the home, which can be up to 10 years. This deadline is established to prevent speculation and ensure that VPOs are used for their original purpose..
2. Sale with official protection: If you want to sell your home while maintaining its official protection rating, You must meet the requirements and sell it at the price set by the public administration. The buyer must also meet certain requirements. To know the maximum sale price, You must request it in writing to the administration.
3. Sale without official protection: You can choose to disqualify the home to sell it as free rental, allowing you to set the desired price and avoiding VPO requirements. This generally involves returning the aid received at the time of purchase., what you must pay before selling.
If you do not meet the requirement of the 10 years to sell the home, The Junta de Andalucía contemplates exceptions, as:
– Being a victim of terrorism
– Being an heir and not being able to fulfill the 5 years of requirement as habitual residence
– Being a victim of abuse
– Living with an adult 65 years of the family nucleus
– Displacement for work reasons
– Increase of the family
Our advisors study each case in a personalized way to help our clients according to their particular situation..
Steps to Disqualify a VPO Housing
Disqualifying a VPO home allows it to be sold at a higher price and without the associated purchase limitations. To start this process, You must request it in writing to the corresponding administration, attaching the necessary documentation and complying with the requirements, possibly including the return of aid received.
Our team specialized in disqualification of VPO homes takes care of the entire process. We carry out a preliminary study to calculate the aid to be returned and manage the compilation and presentation of all the necessary documentation. We offer continuous advice for your peace of mind and we manage all documentation for both the buyer and the seller free of charge..
Buy VPO Housing in Malaga
Buy your VPO home in Malaga with Novatropolis Inmobiliaria. Our advisors will be in charge of finding the home you want and managing everything necessary so you don't have to worry about anything.. We take care of all the documentation and submit applications on your behalf for free, avoiding travel and loss of time.
A specialized advisor will accompany you throughout the entire process, checking if you meet the necessary requirements to acquire a VPO home in Malaga.
Requirements for Access to a VPO Housing in Malaga
To access a VPO home, the buyer must meet certain mandatory requirements. If these requirements are not met, the administration may deny the request. Thus, It is important to carry out a prior study to determine your suitability to buy a VPO home.. Requirements include:
– Do not exceed the maximum annual income in the family unit. The maximum depends on the type of qualification of the home, varying between 2,5 y 5,5 times the IPREM (Public Multiple Effect Income Indicator) established by the Government of Andalusia.
– Not own another home.
– Establish the acquired home as your habitual residence.
Maximum Income to Access a VPO in Malaga
Weighted family income cannot exceed the limits established by the current Autonomous Housing Plan. The current Live Plan 2020-2030 sets the following income limits:
– 2,50 IPREM for Special Regime.
– 4,00 IPREM for General Regime.
– 5,50 IPREM for Limited Price.